Got nailed by a jeep today

[jonathan180iq]

Take plenty of photos and video and then fix your bike.
Keep all of your receipts and claim those.

Screw insurance companies.

You pay them a huge premium every year, maybe have to dive into that fund once or twice in a lifetime and they drag their feet and deny certain amounts.... what the hell are we paying them for?

[5th_bike]

Originally Posted by jonathan180iq

Screw insurance companies. [..]
... what the hell are we paying them for?

To stuff their pockets. Their only goal is to dish out the absolute minimum.

Viirin, didn't the lady admit guilt ?

[mrlmd1]

Have your lawyer sue the woman too, then maybe she'll put some real pressure on her insurance company to settle the claim,

[Viirin]

Originally Posted by 5th_bike

Nah, as far as she was concerned it was 50/50, according to the police, 90% of the accidents on roundabouts end up being settled 50/50 without insurance companies because both sides keep arguing and nothing gets resolved. Unfortunately in my case, my investigator admitted liability without telling me. Such interesting timing seeing as the letter for my annual renewal arrived a few days ago and is back up as high as it was in my first year of riding... If i were a more incredulous person i would think they were trying to get rid of my no claims bonus and hike up my premium... And that could be due to the fact that the company just went into receivership... But i'm just being paranoid, insurance companies have far to much class to resort to these kind of tactics

[jonathan180iq]

Viriin, surely you jest.

[5th_bike]

Originally Posted by Viirin

i got hit by a jeep changing lanes on a roundabout today

Oh sorry I thought the jeep changed lanes.

Anyway, insurance companies only have an outward appearance of class. Essentially, they're no hair better than thieves.
Whose money you think pays for all those nice suits, classy cars, and marble and tropical hardwood lined offices ?

[Gz Rider]

...

[Viirin]

Originally Posted by jonathan180iq

Viriin, surely you jest.

I wish,

You know how insurance companies like to wriggle and exploit every possible route to avoid paying out? Over here if you drive on a provisional license you have to wear a high visibility vest at all times otherwise the insurance is void. In other cases where people on provisional licenses get into accidents they refuse to pay because of this clause, however in my case they never even asked me even though i'm no longer obligated to wear one since i got my full license. I never told them about passing my test and they never updated my policy because i figured with only a couple of months left there wouldn't be much point and i'd inform them come renewal time - From their point of view I was still on a provisional and they could have avoided getting involved at all but they new what they were doing and knew that they could make more money in the long run screwing me.

Originally Posted by 5th_bike

Oh sorry I thought the jeep changed lanes.

No no, it did change lanes...into mine

[mrlmd1]

Can't you challenge the police report about who hit who by the lane position of your bike and where you were hit?

[5th_bike]

Originally Posted by Gz Rider

I don't think most Americans understand that the laws and the application of those laws are very different in Europe.

What has me flabbergasted is that in Ireland an insurance representative obviously has the legal right to admit guilt for the insured without him knowing. I don't think that would fly in the USA. Insurance companies would be sued if they would try that.

And, being a recent immigrant in the US I have experience with insurance companies on both sides and most certainly they are similar in their inner greed and outward seemingly decent appearance.