Buying a financed bike?

[jamezgreen]

Hello, I have a question I'm hoping someone can help me answer. I'm looking to buy what seems to be a good deal on a Honda Shadow. The seller says he's just asking for what's left on the loan through a Kawasaki dealership. I'm reluctant to give him the cash since he doesn't have the title? He says once he pays off the loan the title will come to him then he'll mail it to me.... is this a total scam or is it normal? How do I know he'll pay the loan off at all? Can the bank repo it from me as the new owner?