[Water Warrior 2]

Ah, more info comes forth. Young and dumb has a lot to do with it but you are a bit older and wiser now. Hopefully you are in the process of getting insured and licensed as soon as possible. As for insurance being a scam..............well, do the math over 20 years. The cost is nothing compared to what you can do financially with no insurance and a really bad day. $0.58 a day by the way.