[Water Warrior 2]

SuziQ a good way to keep warmer is wear a rain suit. It will stop the cooler air from penetrating your clothing. Some of the products available actually make a fashion statement and a smart statement at the same time. I prefer the outer rain suit to an inner rain liner that comes with jackets and pants because you have less undressing/dressing on the road.
Ckeck with "webbikeworld" for their evaluations of available clothing options.