In Florida, no one wears ATFGATFT. It's too damn hot. You'll have a heat stroke here long before you have an accident.
I ride in t-shirt, jeans, riding boots, a DOT 1/2 police type helmut (sp), and good sunglasses. I do wear a leather jacket, leather gloves and a 3/4 helmut (sp) in the winter.
Typically, all newbies are chickenshits. Time in the saddle will cure most of that. I'm 52 yrs old, been riding for 35+ years, and have been down twice. One time, really bad (in winter gear).
ATFGATFT would not have done shit for me in either accident, and for me, it's not worth having a heat stroke.
Now, before y'all jump up my ass, this old dog ain't changing. Don't waste your breath preaching. So, :fu:
PS; I'm not stupid, dense, or suicidal. I believe in freedom of choice. Keep the safety Nazis off my ass.
Have a Nice Day.